Drunk Driving and Insurance

Based on the fact that there is an alcoholic related traffic fatality in the U.S. every 29 minutes, insurance companies take this very seriously and make it either very difficult for a person with a DUI to carry auto insurance or very costly.

Sometimes, a drunk driving conviction escapes the insurance company?s attention and does not end up on the driving record. In fact, a study made by the Insurance Research Council in June of 2002, revealed that as many as one-quarter of driving convictions never end up on a motor vehicle records. But, for the most part, once the insurance company finds out about a DUI, it?s usually going to cost the person quite a bit in penalties. The penalty may come in the form of higher insurance rates, policy cancellation or even non-renewal. One thing is for sure; if a person is convicted of drunk driving, most auto insurance carriers will decline coverage and more often than not, insurance companies will simply turn down people when they discover a DUI on record.