Insurance Cover Protect Your Mobility Aids

A lot of people fall short to insure their mobility items such as driven mobility scooters wheelchairs and Stairlifts.

For goods like Chairlifts and wheelchair lifts insurance cover would mainly be for break down repairs. Repair charges can be quite costly for this kind of things and getting hit with a hefty repair bill can cripple your yearly living funds.

Insurance coverage for driving powered scooters / Wheelchairs on the main streets or open public footpaths is not a legal requirement at this moment in time in the UK. If the Scooter is a Class 3 model you are expected to register it with the DVLA.

It would be smart to take out an insurance coverage policy to protect your mobility scooter / wheelchair against theft and 3rd party liability, in case of damage or injury to someone or their property.

Being left stranded miles from home If you’re unfortunate to have your power scooter break- down when out on a daily shopping trip is a common occurrence. Many owners’ operators never consider breakdown cover until it’s far too late and they find themselves and their mobility scooter stranded at the local shops or bank etc

Insurance cover against theft is something most mobility owners never take on board. One would think they would never need such cover. Surely no one would be that low to steal a mobility scooter? I find this hard to say! In this day and age nothing is sacred and there are now monthly reports of mobility scooters and powered wheelchairs plus other types of mobility equipment being robbed.

Like most people we all think of insurance as just another money making scheme where the insurance companies can nail your hat on and never have to pay out on claims due to implementing high excess clauses etc.

With that stated could you afford to replace an high-priced mobility item such as a powered scooter or wheelchair if it went missing or got stolen? Very unlikely so take heed and ensure your mobility products are covered for all emergencies that could arise leaving you stranded and out of pocket.

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