International Students Insurance Plans – Global USA
Global Student USA is an international student insurance plan which is designed for those students and scholars traveling outside their home country to pursue higher studies. This international student medical insurance plan is competitively priced for the comprehensive benefits it offers for the international students.
The Global Student USA insurance policy meets the requirements of most of the universities, institutions, community colleges and educational programs in the US which admits foreign students. F1 and J1 visa holders studying in the United States can also purchase this global student insurance plan.
The Global Student insurance policy offers wide range of coverage including in-patient and out-patient hospital services, childbirth, pregnancy and miscarriage related complications, prescription drugs, doctor consultation and other emergency travel assistance services which may require evacuations and repatriations.
The Global Student USA plans are available to non US citizens between ages 14 and 64 who are engaged in full time international education outside their home country. The plans do not cover dependents. There is no optional coverage available in these plans.
The Global Student USA insurance policies can be renewed easily. The insured can continue with the same plan and enjoy the benefits as long as the premiums are paid prior to the lapse of the policy.
Even if the insured fails to renew before the expiry date, a 31-day grace period is given during which renewal is possible. In order to gain full refund during the cancellation of this insurance plan, the individual needs to return the policy document within 10 days of purchasing the policy. After this period, the insured would not be refunded any amount.
The global student usa insurance plan is effective once the completed application form is submitted along with the initial payment. You may also specify the effective start date according to your preference. The benefits of this plan are very restrictive during the period of stay in the home country.
This global student insurance plan remains valid until the policy lapses or the insured fails to meet the eligibility requirements of the plan. The termination date of the policy can also be mentioned in the application form if there is a specific preference for the same.
Ray Sondeo often writes about international student insurance.
