Worldwide Health Insurance Primer

Individuals who travel overseas for extended period of time, or non-US citizens who spend time in the US, need to consider their health insurance needs prior to traveling. For those who travel for at least 6 months at a time, the health insurance plan they have in their home country may not cover them while traveling abroad.

Before leaving their home country, travelers should consider purchasing an worldwide travel insurance plan. With the right travel insurance plan, travelers can feel confident that they are saving money and will receive good medical care for the duration of their overseas stay.

Short term travel insurance plans typically only offer coverage for emergency care, while long term international travel insurance also includes coverage for preventative care after a waiting period. With a long term plan, you can enjoy low-cost physician visits and reliable coverage for health screenings and medical care.

International travel health insurance plans, like those offered by Global Citizen, include a wide range of coverage with varying deductibles designed to match all budgets and medical coverage needs. Whether you are traveling for business or for pleasure, it’s important to be able to select a deductible that will meet your needs.

Unlike short term plans, worldwide travel insurance covers care received both outside the US and inside the US, for those who occasionally return home to visit during their overseas stay. Travelers won’t have any gaps in coverage if they travel between countries with this type of insurance plan.

With travel health insurance, coverage is offered for surgery, inpatient care, physical therapy and prescriptions, and includes coverage for doctor visits. Reducing your medical bills and receiving quality medical care while in a different country allows you to save money while traveling overseas.

While living abroad, it’s easy to protect your family with the affordable rates and numerous deductible options that international travel insurance plans offer. You don’t have to worry when traveling between your home country and your overseas home since you will be protected during your entire stay.

If you are preparing for an extended overseas stay, you need to consider purchasing a international travel health insurance plan. No matter where your destination is, with the right international travel health insurance plan, you can receive coverage for emergencies and receive high-quality medical care for the duration of your travels.

Dan Miller frequently writes about overseas health insurance